top things to know:
1. when it comes to teaching kids about money, the sooner the better.
up until they start earning a living , and sometimes well beyond that, kids
are apt to spend money like it grows on trees. this lesson will help you
put your children on the road to handling money responsibly.
long before most children can add or subtract, they become aware of the concept of money. any 4-year-old knows where their parents get mnoey - the ATM,of course. understanding that parents must work for their money requires a more mature mind, and even then, the learning process has its wrinkles.
for example, once he came to understand that his father worked for a living , a 5-year-old asked, how was work today? fine, the father replied. the child then asked, did you get the money?
2. once they learn how money works, children often display an instinctive conservatism.
instant gratification aside, once they learn they can buy things they want with money - e.g., candy, toys- many children will begin hoarding every nickel they can get their hands on . how this urge is channeled can determine what kind of financial manager your child will be as an adult.파란색에서요,,, 즉각적인만족감은 제쳐두고란 뜻인데요

질문1)그 주체가 아이들인가요? 아이들이 즉각적인만족감을 제쳐두고란건가요?
질문2) 그리구요,,, 저기서말하는 즉각적인 만족감이란 무엇을말하는건가요?왜 제쳐두나요?
질문3) 즉각적인만족감을 제쳐두는거랑 그 뒷문장은 무슨관계가잇나요? 이해가안가는문장입니다..